Account Information Services (AIS), one of "the open banking solutions", gives users safe, authorised access to their financial account data. Operators can access pertinent financial data, such as transaction history, balances, and revenue, with the user's permission, using these solutions to evaluate a client's liquidity and eligibility for particular activities, such as gambling operations.

https://www.paymentsclarity.com/what-is-open-banking-and-how-does-it-work